{"id":11991,"date":"2026-01-08T10:58:22","date_gmt":"2026-01-08T03:58:22","guid":{"rendered":"https:\/\/tacthome.co.id\/yukari\/start-today-home-buying-tips-for-generation-z-2\/"},"modified":"2026-01-08T10:59:06","modified_gmt":"2026-01-08T03:59:06","slug":"start-today-home-buying-tips-for-generation-z-2","status":"publish","type":"post","link":"https:\/\/tacthome.co.id\/yukari\/en\/start-today-home-buying-tips-for-generation-z-2\/","title":{"rendered":"Start Today! Home Buying Tips for Generation Z"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11991\" class=\"elementor elementor-11991 elementor-11977\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8810b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"e8810b2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e11c0f0\" data-id=\"e11c0f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d9247f elementor-widget elementor-widget-image\" data-id=\"8d9247f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/01\/0222-\u30e2\u30c7\u30eb\u68df\uff08\u4fee\u6b63\uff09-1024x683.jpg\" class=\"attachment-large size-large wp-image-11969\" alt=\"\" srcset=\"https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/01\/0222-\u30e2\u30c7\u30eb\u68df\uff08\u4fee\u6b63\uff09-1024x683.jpg 1024w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/01\/0222-\u30e2\u30c7\u30eb\u68df\uff08\u4fee\u6b63\uff09-300x200.jpg 300w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/01\/0222-\u30e2\u30c7\u30eb\u68df\uff08\u4fee\u6b63\uff09-768x512.jpg 768w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/01\/0222-\u30e2\u30c7\u30eb\u68df\uff08\u4fee\u6b63\uff09-1536x1024.jpg 1536w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/01\/0222-\u30e2\u30c7\u30eb\u68df\uff08\u4fee\u6b63\uff09-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Two Types of YUKARI Sawangan House Designs<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dcc1fe elementor-widget elementor-widget-text-editor\" data-id=\"2dcc1fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>From increasingly stifling property prices to minimal salary increases and lifestyle choices, these are some of the reasons why Generation Z, or more commonly abbreviated as &#8220;Gen-Z,&#8221; struggles to own a home. However, it&#8217;s still possible for Gen-Z to own a decent first home at a young age. <\/p><p>Although house prices increased slowly during the pandemic, they rose again in subsequent years, even to the point where they are now. With the average income of Gen Z below the living wage (UMR), this creates a significant gap between Gen Z&#8217;s income and the persistent property prices. Nevertheless, this article will explain tips you can implement immediately as a Gen Z to achieve a decent home as early as possible.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8cfa22 elementor-widget elementor-widget-heading\" data-id=\"b8cfa22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Set a Target<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39a9ba6 elementor-widget elementor-widget-text-editor\" data-id=\"39a9ba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The first step is to build a savings account. You can build a savings account based on the estimated price of your dream home or start with a down payment. Don&#8217;t forget to factor in the annual house price increase, which ranges from 5% to 10% per year. This figure can serve as a reference for adjusting your monthly income   <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d95726 elementor-widget elementor-widget-heading\" data-id=\"1d95726\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Saving in a Separate Account<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bf51b8 elementor-widget elementor-widget-text-editor\" data-id=\"4bf51b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>After calculating how much you need to save, store it in a separate account to avoid mixing your savings with your daily expenses. If you&#8217;ve been saving based on what&#8217;s left over from your salary, then changing your savings and cutting back is a must. Try using a classic method like the 50-30-20 rule to avoid feeling forced.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8785fbf elementor-widget elementor-widget-heading\" data-id=\"8785fbf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Paying Off Debt and Loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6647f6d elementor-widget elementor-widget-text-editor\" data-id=\"6647f6d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>It&#8217;s a good idea to pay off all debt before saving to make saving easier. Debt can make financial management more difficult. Once debt and credit are paid off, setting aside money for a home purchase will be easier.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0557b2f elementor-widget elementor-widget-heading\" data-id=\"0557b2f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merubah Pola Hidup yang konsumtif<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a61a7b elementor-widget elementor-widget-text-editor\" data-id=\"9a61a7b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A common financial trap for Gen Z is a consumptive lifestyle. Buying trendy items and the fear of missing out (FOMO) can be major obstacles to saving. If you have a goal to buy a home, it&#8217;s important to keep track of your expenses and cut back on unnecessary purchases.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af1fec7 elementor-widget elementor-widget-heading\" data-id=\"af1fec7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Additional Income<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bade59 elementor-widget elementor-widget-text-editor\" data-id=\"9bade59\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Besides saving your existing funds, it&#8217;s even easier to earn money from different sources. There are many ways to earn additional income, both online and offline, to help you grow your savings and accelerate your goal of home ownership. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c69f35f elementor-widget elementor-widget-text-editor\" data-id=\"c69f35f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Once you understand the reasons and methods, saving for home ownership is no longer impossible. This is also why YUKARI Sawangan is here to provide affordable housing for everyone, including Gen Z. YUKARI Sawangan also collaborates with several banks to offer a Home Ownership Loan (KPR) program to make it easier for you to own your dream home at YUKARI Sawangan. If you&#8217;re interested in owning a strategically located home in Depok City, you can contact us at 0823-1133-4579 (WhatsApp), visit us via <a href=\"https:\/\/www.instagram.com\/yukarisawangan\/\">Instagram DM<\/a>, or visit the official YUKARI Sawangan website <a href=\"https:\/\/tacthome.co.id\/yukari\/en\/\">here<\/a>.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Two Types of YUKARI Sawangan House Designs From increasingly stifling property prices to minimal salary increases and lifestyle choices, these are some of the reasons why Generation Z, or more commonly abbreviated as &#8220;Gen-Z,&#8221; struggles to own a home. However, it&#8217;s still possible for Gen-Z to own a decent first home at a young age. [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":7259,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[74],"tags":[],"class_list":["post-11991","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Start Today! Home Buying Tips for Generation Z - PT. Tact Home Indonesia<\/title>\n<meta name=\"description\" content=\"Although house prices increased slowly during the pandemic, they rose again in subsequent years, even to the point where they are now. With the average income of Gen Z below the living wage (UMR), this creates a significant gap between Gen Z&#039;s income and the persistent property prices. 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