{"id":12386,"date":"2026-04-14T08:24:10","date_gmt":"2026-04-14T01:24:10","guid":{"rendered":"https:\/\/tacthome.co.id\/yukari\/the-difference-between-shm-and-shgb-dont-make-the-wrong-choice\/"},"modified":"2026-04-14T08:46:53","modified_gmt":"2026-04-14T01:46:53","slug":"the-difference-between-shm-and-shgb-dont-make-the-wrong-choice","status":"publish","type":"post","link":"https:\/\/tacthome.co.id\/yukari\/en\/the-difference-between-shm-and-shgb-dont-make-the-wrong-choice\/","title":{"rendered":"The Difference Between SHM and SHGB: Don&#8217;t Make the Wrong Choice!"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12386\" class=\"elementor elementor-12386 elementor-12362\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8810b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"e8810b2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e11c0f0\" data-id=\"e11c0f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d9247f elementor-widget elementor-widget-image\" data-id=\"8d9247f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"870\" height=\"580\" src=\"https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/04\/premium_photo-1661423873550-508ba38070f2.avif\" class=\"attachment-large size-large wp-image-12363\" alt=\"\" srcset=\"https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/04\/premium_photo-1661423873550-508ba38070f2.avif 870w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/04\/premium_photo-1661423873550-508ba38070f2-300x200.avif 300w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/04\/premium_photo-1661423873550-508ba38070f2-768x512.avif 768w\" sizes=\"(max-width: 870px) 100vw, 870px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Illustration of the Legality of Property Buying and Selling<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dcc1fe elementor-widget elementor-widget-text-editor\" data-id=\"2dcc1fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>When purchasing a home, the most important thing to consider is the certificate and ownership status once the house is purchased. This certificate serves as proof of ownership and can help avoid future disputes. <\/p><p>Generally, there are two types of certificates used to legally establish property ownership: SHM (Ownership Rights Certificate) and SHGB (Building Use Rights Certificate). Although they may sound similar, these two certificates have different legal powers and uses. This article will discuss the differences between the two so you can choose wisely before deciding to purchase a property.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8cfa22 elementor-widget elementor-widget-heading\" data-id=\"b8cfa22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Understanding SHM<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39a9ba6 elementor-widget elementor-widget-text-editor\" data-id=\"39a9ba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>SHM stands for Ownership Rights Certificate. This certificate signifies ownership of the land and building. With this certificate, you have fully and permanently secured the land and building you purchased. SHM grants complete freedom over the land and building in terms of use, management, and even inheritance rights. Properties with a Freehold Title (SHM) generally have a simpler ownership transfer process, making it a consideration if you want to sell or inherit your property in the future.    <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b42b98f elementor-widget elementor-widget-heading\" data-id=\"b42b98f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Understanding SHGB<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-941bb4e elementor-widget elementor-widget-text-editor\" data-id=\"941bb4e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>SHGB is an abbreviation for Building Use Rights Certificate. This certificate signifies the right to construct or use a building on land owned by the state or another party for a specified period. Typically, this certificate has a term of 30 years and can be extended for another 20 years. As the name suggests, this certificate only indicates that you have the right to use or manage the building on land owned by the state or another party. This certificate has limitations and must comply with applicable regulations and permits. This certificate is typically used for commercial buildings such as shophouses or apartments.     <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8785fbf elementor-widget elementor-widget-heading\" data-id=\"8785fbf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Differences Between SHM and SHGB<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ec8060 elementor-widget elementor-widget-text-editor\" data-id=\"6ec8060\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Now that you understand the meaning of SHM and SHGB, here are the differences you should consider. You can also consult a notary to check the status and completeness of the documents before purchasing your dream home. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a61a3e elementor-widget elementor-widget-heading\" data-id=\"7a61a3e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Land Ownership Status\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6508845 elementor-widget elementor-widget-text-editor\" data-id=\"6508845\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In terms of ownership, an SHM (Freehold Title) binds ownership of the land and the buildings on it. This differs from an SHGB (Holding Title), which only indicates the right to manage or use the building. This difference can be an initial consideration as to whether you will use the residence for a very long period or only for a specific period.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15e6add elementor-widget elementor-widget-heading\" data-id=\"15e6add\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Validity Period<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-221f41f elementor-widget elementor-widget-text-editor\" data-id=\"221f41f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>An SHM has an indefinite validity period or can be considered permanent. This differs from an SHGB, which typically has a validity period of 30 years and can be extended for another 20 years by mutual agreement or returned to the owner. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0b1085 elementor-widget elementor-widget-heading\" data-id=\"c0b1085\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. Inheritance Rights<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d778f7d elementor-widget elementor-widget-text-editor\" data-id=\"d778f7d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>With a potentially permanent term, property with an SHM can be inherited more easily. This differs from an SHGB, which typically must be returned to the owner after the agreement expires. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a7ebe2 elementor-widget elementor-widget-heading\" data-id=\"9a7ebe2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4. Use Rights<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c86b134 elementor-widget elementor-widget-text-editor\" data-id=\"c86b134\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>With an SHM, you have complete freedom to use and manage the land you own as long as you do not violate applicable laws. This differs from an SHGB, which typically requires compliance with specific regulations or permits related to the use of the owner&#8217;s land. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09a29f7 elementor-widget elementor-widget-heading\" data-id=\"09a29f7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">5. Selling Value<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c62360 elementor-widget elementor-widget-text-editor\" data-id=\"1c62360\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>With an unlimited validity period and various flexibility options, properties with a SHM (Freehold Title) tend to command higher prices than properties with a SHGB (Shared Title). This is especially true if the SHGB property is nearing its expiration date. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6647f6d elementor-widget elementor-widget-text-editor\" data-id=\"6647f6d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you purchase a property with an SHGB from a developer, you can convert the certificate from SHGB to SHM. The process of converting from SHGB to SHM usually doesn&#8217;t take long if you&#8217;ve completed the necessary documents and completed the administrative process at the nearest BPN office. However, if you decide to purchase a YUKARI Sawangan unit, you don&#8217;t need to worry about this process, as the SHM process is included in the purchase of the YUKARI Sawangan unit. If you&#8217;re interested, you can contact us at 0823-1133-4579 (WhatsApp), visit us via <a href=\"https:\/\/www.instagram.com\/yukarisawangan\/\">Instagram DM<\/a>, or visit the official YUKARI Sawangan website <a href=\"https:\/\/tacthome.co.id\/yukari\/en\/\">here<\/a>.   <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Illustration of the Legality of Property Buying and Selling When purchasing a home, the most important thing to consider is the certificate and ownership status once the house is purchased. This certificate serves as proof of ownership and can help avoid future disputes. Generally, there are two types of certificates used to legally establish property [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":12364,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[74],"tags":[],"class_list":["post-12386","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Difference Between SHM and SHGB: Don&#039;t Make the Wrong Choice! - PT. Tact Home Indonesia<\/title>\n<meta name=\"description\" content=\"Umumnya terdapat 2 jenis sertipikat yang digunakan sebagai status sah kepemilikan properti, yaitu SHM (Sertipikat Hak Milik) dan SHGB (Sertipikat Hak Guna Bangunan). Meski terdengar hampir sama, kedua sertipikat ini memiliki kekuatan dan kegunaan yang berbeda secara legal. Artikel kali ini akan membahas perbedaan keduanya agar Anda dapat memilih sebelum memutuskan untuk melakukan pembelian properti.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tacthome.co.id\/yukari\/en\/the-difference-between-shm-and-shgb-dont-make-the-wrong-choice\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Difference Between SHM and SHGB: Don&#039;t Make the Wrong Choice! - PT. Tact Home Indonesia\" \/>\n<meta property=\"og:description\" content=\"Umumnya terdapat 2 jenis sertipikat yang digunakan sebagai status sah kepemilikan properti, yaitu SHM (Sertipikat Hak Milik) dan SHGB (Sertipikat Hak Guna Bangunan). Meski terdengar hampir sama, kedua sertipikat ini memiliki kekuatan dan kegunaan yang berbeda secara legal. Artikel kali ini akan membahas perbedaan keduanya agar Anda dapat memilih sebelum memutuskan untuk melakukan pembelian properti.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tacthome.co.id\/yukari\/en\/the-difference-between-shm-and-shgb-dont-make-the-wrong-choice\/\" \/>\n<meta property=\"og:site_name\" content=\"PT. 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