{"id":12401,"date":"2026-04-13T09:34:23","date_gmt":"2026-04-13T02:34:23","guid":{"rendered":"https:\/\/tacthome.co.id\/yukari\/5-tips-to-make-buying-a-house-on-a-regional-minimum-wage-still-possible\/"},"modified":"2026-04-14T09:51:25","modified_gmt":"2026-04-14T02:51:25","slug":"5-tips-to-make-buying-a-house-on-a-regional-minimum-wage-still-possible","status":"publish","type":"post","link":"https:\/\/tacthome.co.id\/yukari\/en\/5-tips-to-make-buying-a-house-on-a-regional-minimum-wage-still-possible\/","title":{"rendered":"5 Tips to Make Buying a House on a Regional Minimum Wage Still Possible!"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12401\" class=\"elementor elementor-12401 elementor-12388\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8810b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"e8810b2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e11c0f0\" data-id=\"e11c0f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d9247f elementor-widget elementor-widget-image\" data-id=\"8d9247f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"870\" height=\"580\" src=\"https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/04\/photo-1736319666684-a0f1f6b679cc.avif\" class=\"attachment-large size-large wp-image-12391\" alt=\"\" srcset=\"https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/04\/photo-1736319666684-a0f1f6b679cc.avif 870w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/04\/photo-1736319666684-a0f1f6b679cc-300x200.avif 300w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2026\/04\/photo-1736319666684-a0f1f6b679cc-768x512.avif 768w\" sizes=\"(max-width: 870px) 100vw, 870px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Illustration of Saving for a House on a Minimum Wage<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dcc1fe elementor-widget elementor-widget-text-editor\" data-id=\"2dcc1fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Housing is indeed a primary need for every individual. However, the increasingly high price of houses, which is significantly higher than the Regional Minimum Wage (UMR), prompts many people to reconsider their dream of owning a home. This shouldn&#8217;t be a cause for concern or discouragement. Owning a house in 2026 on a UMR salary is still possible by following these tips.   <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8cfa22 elementor-widget elementor-widget-heading\" data-id=\"b8cfa22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">1. Subsidized Housing<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39a9ba6 elementor-widget elementor-widget-text-editor\" data-id=\"39a9ba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Currently, various government assistance programs are available, including VAT incentive programs and subsidized housing, which can be accessed through installment payments suitable for those earning a UMR salary. The subsidized housing program is aimed at low-income communities (MBR) to help them purchase their first home. Subsidized houses can usually be paid in installments without a down payment and with a flat 5% interest rate, making it much easier for those earning a UMR income to purchase a home.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b42b98f elementor-widget elementor-widget-heading\" data-id=\"b42b98f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Used Houses<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-941bb4e elementor-widget elementor-widget-text-editor\" data-id=\"941bb4e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If the &#8220;new&#8221; status isn&#8217;t an issue, then you can consider looking at used houses. Some used homes actually offer better amenities and access at a lower price. You can search for used homes on property listing sites like Rumah123, Pinhome, or Facebook Marketplace. The downside to used homes is usually the renovation costs that will be incurred later. Be sure to do your research before deciding to buy a used home.    <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8785fbf elementor-widget elementor-widget-heading\" data-id=\"8785fbf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Adjusting Location and Budget<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ec8060 elementor-widget elementor-widget-text-editor\" data-id=\"6ec8060\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>For those of you who spend most of your time in the city center, owning a home in the city might seem easier. However, with your current income, it&#8217;s more realistic to look for a home in the suburbs, such as Bogor, Depok, Tangerang, or Bekasi. To ensure your mobility and activities are not hampered, you can choose a location close to public transportation or toll roads.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5942570 elementor-widget elementor-widget-heading\" data-id=\"5942570\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Save and Avoid Debt<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6508845 elementor-widget elementor-widget-text-editor\" data-id=\"6508845\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you still have debt, it&#8217;s best to pay it off first to avoid disrupting your savings and improve financial management. Once the debt is paid off, you can allocate your money to savings and investments. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55e5180 elementor-widget elementor-widget-heading\" data-id=\"55e5180\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Additional Income and Investment<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebeae41 elementor-widget elementor-widget-text-editor\" data-id=\"ebeae41\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>To increase your purchasing power, you can earn extra income by taking on a side job. Some additional sources of income can even simplify the requirements for bank loans. This money can be leveraged as investment capital, which can be disbursed within a certain period.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6647f6d elementor-widget elementor-widget-text-editor\" data-id=\"6647f6d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>YUKARI Sawangan is a housing development in Depok City, accommodating those seeking a residence on the outskirts of Depok without compromising mobility to busy centers like Jakarta and BSD. Just minutes from the Pamulang and Desari Sawangan toll roads, you can easily travel and spend your days productively. Despite its location on the outskirts of the city, various conveniences, such as healthcare facilities and shopping centers, are easily accessible around YUKARI Sawangan. If interested, you can contact us at 0823-1133-4579 (WhatsApp), visit us via <a href=\"https:\/\/www.instagram.com\/yukarisawangan\/\">Instagram DM,<\/a> or visit the official YUKARI Sawangan website <a href=\"https:\/\/tacthome.co.id\/yukari\/en\/\">here<\/a>.   <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Illustration of Saving for a House on a Minimum Wage Housing is indeed a primary need for every individual. However, the increasingly high price of houses, which is significantly higher than the Regional Minimum Wage (UMR), prompts many people to reconsider their dream of owning a home. This shouldn&#8217;t be a cause for concern or [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":12392,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[74],"tags":[],"class_list":["post-12401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Tips to Make Buying a House on a Regional Minimum Wage Still Possible! - PT. Tact Home Indonesia<\/title>\n<meta name=\"description\" content=\"Tempat tinggal memang merupakan kebutuhan primer setiap individu. Namun harga rumah yang semakin tinggi dan jomplang dibandingkan dengan UMR (Upah Minimum Regional) membuat kebanyakan orang berpikir ulang untuk memiliki hunian idaman. Hal seperti ini sebenarnya tidak perlu dirisaukan dan membuat rendah diri. Memiliki rumah di tahun 2026 dengan gaji UMR masih memungkinkan dengan menjalankan beberapa tips berikut.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tacthome.co.id\/yukari\/en\/5-tips-to-make-buying-a-house-on-a-regional-minimum-wage-still-possible\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Tips to Make Buying a House on a Regional Minimum Wage Still Possible! - PT. Tact Home Indonesia\" \/>\n<meta property=\"og:description\" content=\"Tempat tinggal memang merupakan kebutuhan primer setiap individu. Namun harga rumah yang semakin tinggi dan jomplang dibandingkan dengan UMR (Upah Minimum Regional) membuat kebanyakan orang berpikir ulang untuk memiliki hunian idaman. 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