{"id":9364,"date":"2025-09-10T08:38:55","date_gmt":"2025-09-10T01:38:55","guid":{"rendered":"https:\/\/tacthome.co.id\/yukari\/when-is-the-right-time-to-buy-a-house\/"},"modified":"2025-09-10T09:00:28","modified_gmt":"2025-09-10T02:00:28","slug":"when-is-the-right-time-to-buy-a-house","status":"publish","type":"post","link":"https:\/\/tacthome.co.id\/yukari\/en\/when-is-the-right-time-to-buy-a-house\/","title":{"rendered":"When Is the Right Time to Buy a House?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9364\" class=\"elementor elementor-9364 elementor-9353\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8810b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"e8810b2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e11c0f0\" data-id=\"e11c0f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-432391d elementor-widget elementor-widget-image\" data-id=\"432391d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2023\/10\/edit-20231004_Cover-op30_60-1024x576.jpg\" class=\"attachment-large size-large wp-image-5718\" alt=\"\" srcset=\"https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2023\/10\/edit-20231004_Cover-op30_60-1024x576.jpg 1024w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2023\/10\/edit-20231004_Cover-op30_60-300x169.jpg 300w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2023\/10\/edit-20231004_Cover-op30_60-768x432.jpg 768w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2023\/10\/edit-20231004_Cover-op30_60-1536x864.jpg 1536w, https:\/\/tacthome.co.id\/yukari\/wp-content\/uploads\/2023\/10\/edit-20231004_Cover-op30_60.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">YUKARI Sawangan Gate, one of the housing complexes in Sawangan, Depok<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dcc1fe elementor-widget elementor-widget-text-editor\" data-id=\"2dcc1fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Buying a house is no easy matter these days. There are many factors to consider before making a decision and purchasing. Especially if you&#8217;re buying a home using a mortgage, it&#8217;s not just about your ability to purchase but also your readiness to pay the installments over a long period. If you&#8217;re not ready to buy a house, you&#8217;ll only end up with financial losses such as bad debt or, worse, the inability to make payments. So, when is the right time to buy a house?    <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8cfa22 elementor-widget elementor-widget-heading\" data-id=\"b8cfa22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 29-01-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Your Financial Condition is Stable<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39a9ba6 elementor-widget elementor-widget-text-editor\" data-id=\"39a9ba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Buying a house, especially with mortgage installments, requires long-term sacrifice, so you need sufficient income and savings to cover the installments and meet your daily needs. Aim for your installments to be no more than 30% of your salary, be debt-free, and have an emergency fund to cover 3-6 months of expenses. Once these are achieved, you can consider owning your own home.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cb5b34 elementor-widget elementor-widget-heading\" data-id=\"2cb5b34\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You Don't Have Dependents<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cf79c4 elementor-widget elementor-widget-text-editor\" data-id=\"8cf79c4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The earlier you start, the better. If you meet the financial factors described above, owning a home at an early age is a wise choice. Banks are also usually more likely to approve longer repayment terms if the borrower is younger.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16b646a elementor-widget elementor-widget-heading\" data-id=\"16b646a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interest Rates Are Falling<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-911feb4 elementor-widget elementor-widget-text-editor\" data-id=\"911feb4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When mortgage interest rates fall, the monthly installment amount is also affected. You can monitor mortgage interest rates through the bank or financial institution that facilitates home loans. Mortgage interest rates can change depending on economic conditions. Low interest rates are a good time to consider taking out a home loan.   <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d008137 elementor-widget elementor-widget-heading\" data-id=\"d008137\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When Property Prices Tend to Be Stable or Decrease<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e62870c elementor-widget elementor-widget-text-editor\" data-id=\"e62870c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We often hear about property prices rising sharply every year. However, there are times when property prices stabilize or even fall, such as during the Covid-19 pandemic. When property market prices fall, there are usually many promotions and subsidies from both the government and developers. This is not only a good time to live in a home but also a good time to invest. However, be wary if property prices fall too much or significantly below market prices. This could indicate problems facing the area or the developer of the project.     <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7c1de3 elementor-widget elementor-widget-image\" data-id=\"d7c1de3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/blogger.googleusercontent.com\/img\/b\/R29vZ2xl\/AVvXsEhnIeFVFvEt2DNioAHt5SWbs9gxNIcrmsp4XRecmXVsiPKC4h_OXFlf68sLRacfVfRl7RwOLrLh1erdXydLMAhlbMug_3N2a0LaOfGI3fX7f23o5d-tm3d07eetjj-bwyw4LF7sHmKgipk\/s1600\/1000299908.jpg\" title=\"\" alt=\"Ilustrasi Pameran Properti\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Property Exhibition Illustration. Source: cirebonbribin.com <\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c64a6a elementor-widget elementor-widget-heading\" data-id=\"5c64a6a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Taking Advantage of Property Exhibitions<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eda32c6 elementor-widget elementor-widget-text-editor\" data-id=\"eda32c6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Property exhibitions often offer various promotions, special prices, and even faster loan application processes compared to buying at other times. You can also use property exhibitions to browse multiple projects at once, giving you more options. Before making a purchase at a property exhibition, be sure to inspect and visit the projects in person to avoid any unwanted losses later.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0c94bc elementor-widget elementor-widget-text-editor\" data-id=\"f0c94bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>These are some tips for determining the right time to buy a home. Remember, buying a home must be done carefully to avoid future losses. If you&#8217;re interested in owning a pre-ordered home with Japanese-standard technology in Depok, you can contact us at 0823-1133-4579 (WhatsApp), visit us via <a href=\"https:\/\/www.instagram.com\/yukarisawangan\/\">Instagram DM<\/a>, or visit the official YUKARI Sawangan website <a href=\"https:\/\/tacthome.co.id\/yukari\/en\/\">here<\/a>.  <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>YUKARI Sawangan Gate, one of the housing complexes in Sawangan, Depok Buying a house is no easy matter these days. There are many factors to consider before making a decision and purchasing. Especially if you&#8217;re buying a home using a mortgage, it&#8217;s not just about your ability to purchase but also your readiness to pay [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":6335,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[74],"tags":[],"class_list":["post-9364","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>When Is the Right Time to Buy a House? - PT. Tact Home Indonesia<\/title>\n<meta name=\"description\" content=\"Buying a house is no easy matter these days. There are many factors to consider before making a decision and purchasing. Especially if you&#039;re buying a home using a mortgage, it&#039;s not just about your ability to purchase but also your readiness to pay the installments over a long period. If you&#039;re not ready to buy a house, you&#039;ll only end up with financial losses such as bad debt or, worse, the inability to make payments. So, when is the right time to buy a house?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tacthome.co.id\/yukari\/en\/when-is-the-right-time-to-buy-a-house\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"When Is the Right Time to Buy a House? - PT. Tact Home Indonesia\" \/>\n<meta property=\"og:description\" content=\"Buying a house is no easy matter these days. There are many factors to consider before making a decision and purchasing. 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